If you have significant unsecured debt and are facing foreclosure or repossession, Davis & Kotur Law Office Co. LPA can help you get your finances in order through Chapter 13 bankruptcy. We have over a decade of experience in bankruptcy law and can provide you with one-on-one personalized representation.
Call us today for a free initial consultation. We offer no-contact consultations for your safety and convenience. We have been your locally owned law firm since 2001.
Chapter 13 bankruptcy consolidates and restructures your debt to be repaid monthly over a 3-to 5-year period to a trustee who distributes the funds to your creditors. Your creditors receive a percentage of what they are owed, ranging from 5 percent to 100 percent, depending on your situation.
As the chapter 13 bankruptcy attorneys Wheeling, WV relies on, we can help you avoid repossessions and foreclosures while allowing you to retain more valuable assets than Chapter 7 would allow. Chapter 13 also halts creditor harassment and wage garnishments, allowing you to more easily pay back your debts as well as your federal and state tax liabilities.
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